Superannuation returns for the quarter ending March 2025 have shown a mixed performance, with total assets decreasing by 0.8% to $4.1 trillion. Within this, APRA-regulated funds accounted for $2.9 trillion. Despite this decline, superannuation returns saw a modest growth of 5.9% over the past year.
Entities with more than six members in the superannuation sector reported total contributions of $46.8 billion for the quarter, reaching $202.8 billion in the year ending March 2025, marking a 14.4% increase from the previous year. Employer contributions stood at $36.7 billion for the quarter and $147.1 billion for the year, showing a 10.3% rise compared to the previous year. Member contributions also saw a significant increase, totaling $10.1 billion for the quarter and $55.7 billion for the year, a growth of 26.9% driven by personal contributions.
Benefit payments in the superannuation sector amounted to $127.5 billion for the year ending March 2025, reflecting an 11.6% increase from the previous year. This increase was primarily due to a 14.9% rise in pension payments and a 9.1% increase in lump sum payments over the same period. Total benefit payments for the quarter consisted of $16.7 billion of lump sum benefit payments and $13.9 billion of pension payments.
Net contribution flows, calculated as contributions plus net benefit transfers less benefit payments, were $11.7 billion in the quarter, with a 13.4% increase to $67.0 billion for the 12 months leading to March 2025. The five-year annualized rate of return (ROR) up to March 2025 stood at 8.1%, while the ROR for the year ending March 2025 was 5.0%.
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