Articles &amp; insights

Unlock Retirement Wealth: Small Business CGT Concessions Explained

Small business owners have a valuable tool in the form of Capital Gains Tax (CGT) concessions, offering a pathway to boost retirement savings. With superannuation contrib…

New Super Contribution Rules Benefit Older Australians Planning Retirement

The Australian Government has recently announced changes to the work test for voluntary super contributions for individuals aged 67 and over. This alteration, set to take…

Preservation Age in Australia: Retirement Flexibility and Financial Planning

Australians can access their superannuation at the age of 60 if they have stopped working, or at 65 if they are still employed. This age, known as the preservation age, m…

CommBank Report Reveals Australian Financial Blind Spots and Solutions

A recent report by CommBank sheds light on the financial blind spots hindering Australians from achieving greater financial confidence and joy. The report coincides with …

Debate Over Superannuation Tax Reforms and Division 296 Proposal

The debate surrounding tax concessions on superannuation has reignited with the government's proposal for an additional tax on earnings over A$3 million. However, the dis…

Gender Superannuation Gap: Urgent Call for Equity in Retirement Savings

Gender inequality in superannuation is a pressing issue that demands attention. The Gender Superannuation Gap is a stark reality that affects women's financial security i…

Downsizer Contributions Boost Retirement Savings, Women Lead Participation Trend

Downsizer contributions into superannuation have shown consistency with around 16,000 individuals contributing over $4 billion collectively in the 2024/25 financial year.…

Superannuation Tax Concessions Fuel Wealth Inequality, Spark Policy Debate

Superannuation tax concessions, initially intended to promote saving, have instead exacerbated inequality by primarily benefiting the wealthiest individuals who exploit t…

Survey: Majority of Older Australians Support Tax Increase on High Super Balances

Amid discussions on superannuation fairness, a survey reveals that over half of older Australians support the federal government's proposal to increase taxes on high supe…

Industry Funds Thrive, Government Funds Struggle in Super Rankings

Australian super funds are experiencing a shift in rankings, with industry funds gaining momentum while government schemes are facing setbacks. Industry funds are seeing …

Superannuation Governance Shift Sparks Trust and Performance Focus

A new battleground is emerging in the realm of superannuation, with increased scrutiny on trust and governance within the industry. Former treasurer Wayne Swan recently f…

ASIC Review Targets Superannuation Funds' Property Investment Expansion

The Australian Securities and Investments Commission (ASIC) has initiated a targeted review aimed at potentially increasing property investments by the superannuation fun…