Articles &amp; insights

What are the administrative tasks involved in managing superannuation for my employees?

Let’s delve into the administrative tasks involved in managing employee superannuation: 1. Choosing a Super Fund: This is a one-time decision, though you can revisit it l…

How do I choose a default superannuation fund for my employees?

As an employer in Australia, you're responsible for choosing a default superannuation fund for your employees if they don't nominate their own. This decision plays a sign…

What are my obligations regarding superannuation contributions for my employees?

In Australia, as an employer, you're responsible for contributing to your employees' retirement savings through superannuation. This contribution is mandated by the Super…

How does my super choice impact my taxes?

For many Australians, superannuation (super) is a bit of a mystery. While we all know it's important for retirement, the finer details can be confusing. One such detail i…

Are there any super benefits offered by my company?

While saving for retirement is the core function of any super fund, many Australians are unaware of the additional benefits these funds offer. These perks can range from …

What happens to my existing super when I start a new job?

Starting a new job is exciting, but it can also raise questions about your finances, including your superannuation. You might wonder: what happens to my existing super wh…

Can I choose my own super fund with this job?

In Australia, as an employee, you most likely have the right to choose which super fund receives your retirement savings. This applies to most jobs, regardless of awards,…

How will my new job contribute to my superannuation?

Congratulations on the new job! While you're busy getting settled and learning the ropes, it's also a perfect time to think about your superannuation – your nest egg for …

What resources are available for learning more about superannuation in Australia?

This article explores the wealth of resources available to Australians seeking to learn more about superannuation. Government Sources: Australian Taxation Office (ATO): T…

How do I protect my superannuation from fraud or scams?

Understanding the Threats: Phishing Scams: These emails or phone calls impersonate legitimate organizations like your super fund, the ATO, or myGov. They aim to steal per…

Can I access my superannuation if I become permanently disabled?

The key factor determining early access is permanent incapacity. This refers to a permanent physical or mental condition that prevents you from ever working again in a jo…

How do I claim a tax deduction for personal superannuation contributions?

Not everyone can claim tax deductions for personal super contributions. Here are the key eligibility criteria: Age: Generally, you must be under 75 years old to claim a d…