Articles & insights
Explore superannuation and retirement ideas. When you’re ready, turn your questions into a conversation.
642 articles · Page 41 of 54
Non-Concessional Contributions
What are Non-Concessional Contributions? Unlike concessional contributions (where you get a tax deduction), non-concessional contributions are made from after-tax dollars…
Read article ↗Roth IRA (US)
While this page is focused on financial products in Australia, let's delve into Roth IRAs, a retirement savings option available in the United States. Understanding how R…
Read article ↗Traditional IRA (US)
A Traditional IRA (Individual Retirement Account) is a powerful tool for building a nest egg for your golden years in the United States. It offers significant tax benefit…
Read article ↗Retirement Superannuation Funds
Imagine a secure vault specifically designed to accumulate funds for your golden years. That's essentially what a retirement superannuation fund, often shortened to "supe…
Read article ↗Withdrawal Benefit
What is a Superannuation Withdrawal Benefit? Simply put, a Superannuation Withdrawal Benefit is the money you receive when you tap into your accumulated super savings. Th…
Read article ↗Unit Pricing
Think of your super fund like a delicious pie. The pie itself represents the total value of all the investments the fund holds (shares, bonds, property etc.). This pie is…
Read article ↗Tax Deductible Contribution
What are Superannuation Tax Deductible Contributions? These are voluntary contributions you make to your super fund from your pre-tax income. This means the money comes o…
Read article ↗Superannuation Guarantee Charge (SGC)
Imagine you're an employer in Australia. You have a responsibility to contribute a minimum percentage of your employees' salaries towards their retirement savings, called…
Read article ↗Superannuation Fund
The Players Involved: You: As an employee, you're entitled to receive super contributions from your employer. You can also make voluntary contributions to boost your supe…
Read article ↗Salary Sacrifice
Salary sacrifice is a strategy that allows you to increase your super contributions and potentially save on tax. Here's how it works: You agree with your employer to redu…
Read article ↗Rollover
Why Consider a Rollover? There are several advantages to streamlining your super: Reduced Fees: Multiple super accounts often mean multiple sets of fees eating into your …
Read article ↗Preserved Benefits
Why is My Super Preserved? The Australian government enforces preservation rules to ensure your super grows for retirement. Imagine if you could access your super freely …
Read article ↗Let’s talk about
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