Articles &amp; insights

What happens to my superannuation if I change jobs?

Changing jobs is an exciting time, but it can also raise questions about your financial well-being. One key concern is the fate of your superannuation – the nest egg you'…

Can I change my investment options within my superannuation fund?

Understanding Investment Options Superannuation funds typically provide a range of pre-mixed investment options catering to different risk profiles. These options vary in…

What investment options are available within my superannuation fund?

This article dives into the various investment choices commonly available within super funds in Australia. Understanding Asset Classes Before exploring specific options, …

How do I compare superannuation funds?

Key Factors for Super Fund Comparison: Investment Performance: This refers to the historical returns generated by the fund's investment strategy. Past performance is not …

What fees are associated with my superannuation fund?

Types of Superannuation Fees There are several fees levied by super funds, each serving a specific purpose. Here's a breakdown of the most common ones: Administration Fee…

How do I consolidate my superannuation accounts?

Having multiple superannuation accounts can be a headache. Keeping track of fees, monitoring performance, and rebalancing contributions all become more complex with each …

Can I choose my superannuation fund?

The Power of Choice: Are You Eligible? The good news is that in Australia, you generally have the power to choose which super fund manages your retirement savings. This a…

What are the tax benefits of contributing to superannuation?

Superannuation (super) in Australia offers a unique way to save for retirement while reaping significant tax benefits. By understanding these advantages, you can make inf…

How does salary sacrificing into superannuation work?

Salary sacrificing into superannuation is a tax-effective strategy for Australians to grow their retirement savings. It involves diverting a portion of your pre-tax salar…

What is the difference between concessional and non-concessional superannuation contributions?

This article delves into the two main types of super contributions: concessional and non-concessional. Concessional Contributions: Tax-Advantaged Growth Concessional cont…

How can I contribute extra money to my superannuation?

Superannuation (super) is Australia's compulsory retirement savings scheme. While employers contribute a minimum percentage of your salary towards your super, proactively…

What is the maximum superannuation contribution limit?

There are Two Main Types of Super Contributions Super contributions come in two flavors: concessional and non-concessional. Understanding the difference is crucial: Conce…